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What people think about First State Bank of Illinois?
First State Bank of Illinois seems legit. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Closed the loan early. The employees were amazing, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Montana Ullrich
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with First State Bank of Illinois . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $400 online. Fortunately I got approved!!! They literally saved my life.
Payton Wyman
Thank you for the exceptional service. Your staff guided me throughout the application. It’s great that you only need an ID to get funds.
Ashly Dietrich Sr.
First State Bank of Illinois seems legit. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Closed the loan early. The employees were amazing, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Montana Ullrich
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with First State Bank of Illinois . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $400 online. Fortunately I got approved!!! They literally saved my life.
Payton Wyman
Thank you for the exceptional service. Your staff guided me throughout the application. It’s great that you only need an ID to get funds.
Ashly Dietrich Sr.
First State Bank of Illinois seems legit. Used it twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Closed the loan early. The employees were amazing, they gave speedy answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Montana Ullrich
Important
Above there is information about a exact lender. Below you can review common aspects of payday loans.
Payday Loans in Pekin, Indiana
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your unexpected financial problems in Pekin , Indiana because they are easily approved and easily paid off. Your interest rate will depend on your state regulations or on the payday lender's policy.
391% APR*
$550
14 days
Not Specified
Advantages of First State Bank of Illinois that offers payday loans in Pekin, Indiana
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.
If you are going to take out a loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Pekin, Illinois
Raymond James Financial Services
110 W Court St, Paris, IL 61944, USA
+1 (217) 465-7641
www.raymondjames.com
Ipava State Bank Trust and Wealth Management Department and Drive-Up
74 E Pine St, Canton, IL 61520, USA
+1 (309) 647-3288
ipavastatebank.com
Chris Lawrence - Regions Bank
3000 S 6th St, Springfield, IL 62703, USA
+1 (217) 718-6565
www.regions.com
