Ottawa Savings Bank Payday Loans Review - Ottawa, Illinois

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3.1 18 reviews

Organization owner?

925 La Salle St, Ottawa, IL 61350, USA

+1 (815) 433-2525

ottawasavings.com

Thursday

8:30AM–4:30PM

Friday

8:30AM–4:30PM

Saturday

8:30AM–12PM

Sunday

Closed

Monday

8:30AM–4:30PM

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

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Above-specified info provides the details about a definite lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Ottawa, West Virginia

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Ottawa, West Virginia is issued easily and quickly. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

31% APR for loans up to $2,000

How will Ottawa Savings Bank help issue a payday loan in Ottawa, West Virginia?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The loan will be sent to a account, so a personal visit to the department is not necessary.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to issue a loan in Ottawa, West Virginia. The company will estimate many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan: