First Farmers Bank and Trust Payday Loans Review - Oakland, Illinois

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3.3 3 reviews

Organization owner?

12 W Main St, Oakland, IL 61943, USA

+1 (217) 346-2114

www.ffbt.com

Saturday

Closed

Sunday

Closed

Monday

9AM–1PM

Tuesday

9AM–1PM

Wednesday

9AM–1PM

Thursday

9AM–1PM

Friday

9AM–1PM

Domain Info

Mailing Address

123 N JEFFERSON ST

CONVERSE

46919-2124

United States

Contact Data

webadmin@ffbt.com

+1.7653953316

Testimonials

What people think about First Farmers Bank and Trust?

Below you see some of the testimonials of our customers.

Note

Important

The above-given information provides the details about a peculiar lending service. The information below is about general information about payday loans.

Payday Loans in Oakland, Rhode Island

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

It is simple and fast to get accepted for payday loans in Oakland, Rhode Island. The interest rate will be set specifically for each client and will depend on the personal data the applicant provided.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Advantages of First Farmers Bank and Trust that offers payday loans in Oakland, Rhode Island

Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see