First Neighbor Bank Payday Loans Review - Neoga, Illinois

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223 E 6th St, Neoga, IL 62447, USA
+1 (217) 895-5800
firstneighbor.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4:30PM
Saturday
8:30–11AM
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2000-03-21

Mailing Address

Illinois

United States

Company Name

First Neighbor Bank

First Neighbor Bank

Testimonials

Feedback about First Neighbor Bank?

Here you read the reviews of our clients.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Neoga, Illinois

Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Neoga, il. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Neighbor Bank help issue a payday loan in Neoga, Illinois?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Neoga, il will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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