Short Term Loans, L.L.C. Payday Loans Review - Naperville, Illinois

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4.8 19 reviews
Loan agency in Naperville, Illinois

376 Illinois Rte 59 #108, Naperville, IL 60540, USA
+1 (630) 392-2977
www.shorttermloans.com
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Above-specified info provides the details about a certain lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Naperville, Illinois

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for clients.

Problem-free financial products are known as payday loans in Naperville, il. They are issued at individual interest rates. They are dependent on personal data. It is also significant to pay off as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Short Term Loans, L.L.C. help issue a loan in Naperville, Illinois?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Naperville, il will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as annual percentage rate.

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Other Payday Lenders in Naperville, Illinois

Regions Bank

350 N Water St, Decatur, IL 62523, USA

+1 (217) 615-0043

www.regions.com

BMO Harris Bank ATM Channahon,IL

27121 W Eames St, Channahon, IL 60410, USA

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Bank of Pontiac

300 W Washington St, Pontiac, IL 61764, USA

+1 (815) 844-6155

www.bankofpontiac.com

First National Bank of Raymond

403 E Broad St, Raymond, IL 62560, USA

+1 (217) 229-3701

www.fnbraymond.com

Sun Loan Company

1119 N Carbon St, Marion, IL 62959, USA

+1 (618) 997-2427

www.sunloan.com

Huntington Bank

5555 Bull Valley Rd, McHenry, IL 60050, USA

+1 (815) 363-5555

www.huntington.com

Walmart Money Center

4000 Route #173, Zion, IL 60099, USA

+1 (847) 731-8172

www.walmart.com

Walmart Money Center

311 IL-38, Rochelle, IL 61068, USA

+1 (815) 562-3424

www.walmart.com

Associated Bank

5200 N Central Ave, Chicago, IL 60630, USA

+1 (773) 792-0440

www.associatedbank.com