Ascentra Credit Union Payday Loans Review - Moline, Illinois

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4.1 32 reviews

3005 7th St, Moline, IL 61265, USA
+1 (309) 764-3627
www.ascentra.org
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Testimonials

What people think about Ascentra Credit Union?

Below you see some of the testimonials of our customers.
Note

Important

Below you can review general information about payday loans and their common features.

Payday Loans in Moline, Michigan

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Moline, Michigan. Loans from payday lenders can get you money quickly. Your interest rate will depend on several factors.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Ascentra Credit Union that offers payday loans in Moline, Michigan

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit score. Payday loan approvals depend very much on other aspects. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.

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