First Farmers Bank and Trust Payday Loans Review - Hoopeston, Illinois

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4.3 7 reviews

905 S Dixie Hwy, Hoopeston, IL 60942, USA
+1 (217) 283-7733
www.ffbt.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

1999-02-07

Mailing Address

123 N JEFFERSON ST

CONVERSE

IN

46919-2124

United States

Company Name

First Farmers Bank and Trust

First Farmers Bank and Trust

Contact Data

webadmin@ffbt.com

+1.7653953316

Testimonials

Feedback about First Farmers Bank and Trust?

Here you see the reviews of our customers.
Note

Pay Attention

Further there will be presented the details about not a exact lender. The information below will define general information about payday loans and its specific aspects.

Payday Loans in Hoopeston, Illinois

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Hoopeston, Illinois is taken out simply and fast. The interest rate is specified depending on the category of the borrower: the more loans are successfully repaid, the more reasonable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Farmers Bank and Trust help take out a payday loan in Hoopeston, Illinois?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to issue a loan. The lender process many aspects such as financial capabilities to approve the application. Payday loans in Hoopeston, Illinois may help level up your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as APR.

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