Homewood Federal Credit Union Payday Loans Review - Homewood, Illinois

Your personal information is safe with us

4.8 4 reviews

Organization owner?

2005 Ridge Rd #1, Homewood, IL 60430, USA

+1 (708) 957-0444

Monday

10AM–5PM

Tuesday

Closed

Wednesday

10AM–5PM

Thursday

10AM–5PM

Friday

10AM–6PM

Saturday

9AM–12PM

Sunday

Closed

Testimonials

What people think about Homewood Federal Credit Union?

Below you see some of the testimonials of our customers.

Note

Important

Above there is information about a exact company. Below you can review common features of payday loans.

Payday Loans in Homewood, Illinois

Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Homewood, Illinois. Loans from payday lenders can get you funds same day. Your APR will depend on several things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Homewood Federal Credit Union that offers payday loans in Homewood, Illinois

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

26%

Treatment

19%

Vacation

15%

Clothes

11%

Home improvement

11%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Homewood, il accept borrowers with bad credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within the hour.

To get accepted for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the payday loan even before applying.

Let's see