First American Bank Payday Loans Review - Homer Glen, Illinois

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4 4 reviews

14741 Founders Crossing, Homer Glen, IL 60491, USA
+1 (708) 398-3050
www.firstambank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

1997-03-15

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459

Jacksonville

FL

32256

United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

h932k4bh54m@networksolutionsprivateregistration.com

+1.5707088780

Testimonials

Feedback about First American Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

Lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Homer Glen, Illinois

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Homer Glen, Illinois is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First American Bank help take out a payday loan in Homer Glen, Illinois?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by payday lenders to issue a loan. The lender review many aspects such as financial solvency to approve the request. Payday loans in Homer Glen, Illinois may help improve your credit history.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Homer Glen, Illinois

Associated Bank

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+1 (847) 949-9000

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PNC Bank

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Illinois Title Loans, Inc.

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+1 (815) 730-8300

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Star Financial Services Inc

19630 Governors Hwy, Flossmoor, IL 60422, USA

+1 (708) 991-2994

www.starfinancial.com

Northside Community Bank

800 IL-83, Mundelein, IL 60060, USA

+1 (847) 837-8883

www.nscombank.com

Fifth Third Bank & ATM

1582 N Rand Rd, Palatine, IL 60074, USA

+1 (847) 934-2104

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Farmers State Bank

108 E Adams St, Pittsfield, IL 62363, USA

+1 (217) 285-5585

www.farmersstate.com

ATM (Fifth Third Bank)

702 N Green Bay Rd, Waukegan, IL 60085, USA

+1 (847) 623-9000

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Illinois Valley Credit Union

1311 Shooting Park Rd, Peru, IL 61354, USA

+1 (815) 224-2666

www.ivcu.com