The Harvard State Bank Payday Loans Review - Harvard, Illinois

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5 2 reviews

1265 S Division St, Harvard, IL 60033, USA
+1 (815) 943-4400
www.webhsb.com
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–1PM
Sunday
Closed
Testimonials

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Pay Attention

Further there will be shown the details about not a certain lender. The information below will define common information about payday loans and its specific elements.

Payday Loans in Harvard, Massachusetts

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Harvard, Massachusetts are taken out easily. The interest rate depends on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

23% small loan cap

How will The Harvard State Bank help issue a loan in Harvard, Massachusetts?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Harvard, ma review this circumstance not an obstacle to take out a loan. The client of a loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on schedule and not only resolve current difficulties, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Harvard, Illinois

Regional Finance

2921 N Center St Suite 1, Maryville, IL 62062, USA

+1 (618) 217-2223

branches.regionalfinance.com

Seaway a division of Self-Help Federal Credit Union

5601 W 127th St, Crestwood, IL 60445, USA

+1 (708) 385-6900

www.self-helpfcu.org

Old Second National Bank

40 W. 422, IL-64, Wasco, IL 60183, USA

+1 (877) 866-0202

oldsecond.com

Cash Store

401 E Walnut St, Carbondale, IL 62901, USA

+1 (618) 549-9500

www.cashstore.com

Heights Finance Corporation

1460 N Farnsworth Ave, Aurora, IL 60505, USA

+1 (630) 236-5703

heightsfinance.com

Huntington Bank

17622 Depot St, Union, IL 60180, USA

+1 (815) 923-4585

www.huntington.com

Mid-Illini Credit Union

1811 Eastland Dr, Bloomington, IL 61704, USA

+1 (309) 661-1166

www.midillinicu.com

Scott State Bank

101 W Main St, Bethany, IL 61914, USA

+1 (217) 665-3321

www.scottbancshares.com

Woodforest National Bank

2424 W Jefferson St, Joliet, IL 60435, USA

+1 (815) 729-1660

www.woodforest.com