The Harvard State Bank Payday Loans Review - Harvard, Illinois

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4.5 4 reviews

35 N Ayer St, Harvard, IL 60033, USA
+1 (815) 943-4400
www.webhsb.com
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

Feedback about The Harvard State Bank?

Here you grapple with the feedback of our customers.
Note

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Harvard, Massachusetts

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Harvard, Massachusetts is taken out simply and fast. The interest percentage is set considering the category of the customer: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

23% small loan cap

How will The Harvard State Bank help take out a payday loan in Harvard, Massachusetts?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed funds will be credited to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Harvard, Massachusetts. The company will assess many points to qualify such as solvency. Cash advance will be a way to improve your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

Let's see

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Old Second National Bank ATM

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Fifth Third Bank & ATM

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Heartland Credit Union

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Business Lending Solutions

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