Great Lakes Credit Union Payday Loans Review - Gurnee, Illinois

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3.8 5 reviews

7275 Grand Ave, Gurnee, IL 60031, USA
+1 (800) 982-7850
www.glcu.org
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–6PM
Saturday
8:30AM–1PM
Sunday
Closed
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The first three points describe the certain lender. In other turn, below-specified info makes readers get acquainted general information about payday loans.

Payday Loans in Gurnee, Illinois

A short-term lending option is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Gurnee, Illinois are issued problem-free. The interest rate is dependent on the borrower's personal information: if you pay back more payday loans, the more reasobanle terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Great Lakes Credit Union help take out a payday loan in Gurnee, Illinois?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Gurnee, Illinois. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the result.

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Speedy Cash

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First Midwest Bank

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Edward Jones - Financial Advisor: Mike Cecil

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BMO Harris Bank

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