1st MidAmerica Credit Union Payday Loans Review - Granite City, Illinois

Your personal information is safe with us
3.7 13 reviews

3361 Fehling Rd #7, Granite City, IL 62040, USA
+1 (618) 258-3168
www.1stmidamerica.org
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Testimonials

Feedback about 1st MidAmerica Credit Union?

Here you read the feedback of our clients.
Note

Pay Attention

Further there will be shown the details about not a exact lender. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Granite City, Illinois

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are considered as payday loans in Granite City, il. They are taken out at individually-set interest rates. They depend on personal data. It is also important to pay back as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will 1st MidAmerica Credit Union help take out a payday loan in Granite City, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Granite City, Illinois. The company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the payday loan. It takes seconds to see the result.

Let's see

Other Payday Lenders in Granite City, Illinois

Community Trust Credit Union

1313 Skokie Hwy, Gurnee, IL 60031, USA

+1 (847) 662-2050

www.ctcu.org

Edward Jones - Financial Advisor: Christine A Burbidge

4811 Emerson Ave Ste 109, Palatine, IL 60067, USA

+1 (224) 801-6107

www.edwardjones.com

Farmers State Bank

104 E Main St, Elmwood, IL 61529, USA

+1 (309) 742-3711

secure.fsbelmwood.com

Central Credit Union of Illinois

9850 W 159th St, Orland Park, IL 60467, USA

+1 (708) 649-6400

www.centralcu.org

Wenona State Bank

105 1st S St, Wenona, IL 61377, USA

+1 (815) 853-4333

www.wenonastatebank.com

Tia Morgan - COUNTRY Financial representative

827 N Chestnut St, Mt Carmel, IL 62863, USA

+1 (618) 262-2005

representatives.countryfinancial.com

USA Payday Loans

110 W Veterans Pkwy, Yorkville, IL 60560, USA

+1 (630) 553-9995

www.usapaydayloanstore.com

Family Jewelry & Loan

422 N Green Bay Rd, Waukegan, IL 60085, USA

+1 (224) 944-0728

waukeganpawn.com

Farm Credit Illinois

2250 S Main St A, Jacksonville, IL 62650, USA

+1 (217) 243-1851

farmcreditil.com