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What people think about American's Financial Choice?
A good payday lender. They quickly processed my application. Had money in my account within 2 hours. If you need some extra money urgently, this is the best loan provider, I’m telling you!
Tillman Jacobson
I have already submitted an application to this lender twice and I was very satisfied with the rates. This is the only 24/7 website with competitive rates in my town.
Justus Jakubowski
Pay Attention
Above there is information about a exact company. Below you can read common aspects of payday loans.
Payday Loans in Granite City, Illinois
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Granite City, Illinois is are easy to access. The APR is individual for each applicant and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of American's Financial Choice that offers payday loans in Granite City, Illinois
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your cash advance.
Other Payday Lenders in Granite City, Illinois
Central Illinois Loans Inc
435 S 5th Ave, Canton, IL 61520, USA
+1 (309) 647-6663
centralillinoisloans.com
Southern Bank
145 Russell Ave, Tamms, IL 62988, USA
+1 (618) 747-2308
locations.bankwithsouthern.com
World Finance
1824-1828 W Jefferson St, Springfield, IL 62702, USA
+1 (217) 546-0851
www.loansbyworld.com
Citizens First Bank
8972 County Rd 2175 N, Sheffield, IL 61361, USA
+1 (815) 445-2160
www.citizensfb.com