1st MidAmerica Credit Union Payday Loans Review - Godfrey, Illinois

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3.8 19 reviews

Organization owner?

5301 Godfrey Rd, Godfrey, IL 62035, USA

+1 (618) 258-3168

www.1stmidamerica.org

Monday

8AM–6PM

Tuesday

8AM–6PM

Wednesday

8AM–6PM

Thursday

8AM–6PM

Friday

8AM–6PM

Saturday

8AM–12PM

Sunday

Closed

Domain Info

What people think about 1st MidAmerica Credit Union?

Below you read some of the testimonials of our customers.

Note

Pay Attention

The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.

Payday Loans in Godfrey, Illinois

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is effortless and fast to get approved for payday loans in Godfrey, Illinois. The APR will be set specifically for each client and will depend on the personal information the person filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of 1st MidAmerica Credit Union that offers payday loans in Godfrey, Illinois

24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
High approval rates. 94% of borrowers are accepted.
Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for a decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Godfrey, il welcome people with poor credit. You can apply for a bad credit payday loan online 24/7 and if successful could have the funds in your account within several hours.

To get approved for a payday loan, you must comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.

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