Advance America - Closed Payday Loans Review - Godfrey, Illinois

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Loan agency in Godfrey, Illinois

5757 Godfrey Rd, Godfrey, IL 62035, USA
+1 (618) 466-3126
www.advanceamerica.net

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

What people think about Advance America - Closed?

Below you see some of the opinions of our customers.
Note

Pay Attention

Below you can read general information about payday loans and their common features.

Payday Loans in Godfrey, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans may seem like an easy and speedy solution to a short-term problem in Godfrey, Illinois. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Advance America - Closed that offers payday loans in Godfrey, Illinois

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are designed for borrowers with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Godfrey, il accept people with poor credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within several hours.

To get approved for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

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