KCT Credit Union Payday Loans Review - Geneva, Illinois

Your personal information is safe with us

3.8 12 reviews

Organization owner?

28 N 5th St, Geneva, IL 60134, USA

+1 (847) 741-3344

www.kctcu.org

Sunday

Closed

Monday

7AM–6PM

Tuesday

7AM–6PM

Wednesday

11AM–6PM

Thursday

7AM–6PM

Friday

7AM–6PM

Saturday

8AM–2PM

Domain Info

Feedback about KCT Credit Union?

Here you read the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a exact lending company. The information below will define shared information about payday loans and its specific features.

Payday Loans in Geneva, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Geneva, New York are issued problem-free. The interest rate is conditional on the client's person-related information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will KCT Credit Union help issue a payday loan in Geneva, New York?

Day and night service. Night hours are the same business hours for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with customer data. It will take several minutes to review the application. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Geneva, ny review this circumstance not a hindrence to take out a loan. The client of a loan should be prepared to objectively estimate financial solvency, take out a loan, pay off the debt on schedule and not only solve current issues, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The calculator shows the cost of the payday loan known as APR.

Let's see