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What people think about Bank of Pontiac?
I contacted Bank of Pontiac for financial assistance. Everything was done very fast. Had the funds in my account the same evening. Employees are very competent. Good experience!
Adrianna Rolfson
I recommend Bank of Pontiac to everyone who need extra funds. I’ve been using them for 5th time. Always fantastic service!
Elnora Will
It needed to improve my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Bank of Pontiac. Took out 2 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very satisfied.
Mr. Corbin Nienow IV
Important
The previous three items describe a peculiar company. But below you can read general details about payday loans.
Payday Loans in Fairbury, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans in Fairbury, Illinois is are easy to access. The APR is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Bank of Pontiac that offers payday loans in Fairbury, Illinois
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
Payday loans are perfect for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Fairbury, il accept individuals with bad credit. You can apply for a bad credit payday loan online at any time of the day and if accepted could have the funds in your account within the hour.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.
Other Payday Lenders in Fairbury, Illinois
Fiat Financial Money Center
657 S 8th St, West Dundee, IL 60118, USA
+1 (877) 408-2254
www.fiatfinancial.com
Peoples National Bank
445 N Commercial St, Harrisburg, IL 62946, USA
+1 (618) 252-4036
www.peoplesnationalbank.com
First Midwest Bank ATM
1500 Allanson Rd, Mundelein, IL 60060, USA
+1 (800) 322-3623
www.firstmidwest.com
Seaway a division of Self-Help Federal Credit Union
645 E 87th St, Chicago, IL 60619, USA
+1 (877) 369-2828
www.self-helpfcu.org