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What people think about Courtesy Loans?
APR too high. People usually take loans because they’re having a bad time. These loans put you further into debt. Maybe they should lower their interest rates a little…
Rossie Rowe
The site does not work so I can not apply for the funds…
Dr. Pasquale Schuppe III
Seems a fake company. They ask for too many sensitive information. I think it’s risky to distribute such data [online|on the Internet. You’d better find another service.
Aida Schowalter IV
APR too high. People usually take cash advances because they’re having a bad time. These loans put you further into debt. Maybe they should lower their APR a little…
Nina Bogisich V
Disappointed customer! Was refused for no reason. My credit was average.
Reagan Bartoletti
I was accepted for $400 for a period of 2 weeks. In the end, I had to pay off twice as much with all the fees charged.
Gay Marks
Pay Attention
The previous three items charactirize a definite financial institution. But below you can read general data about payday loans.
Payday Loans in Effingham, New Hampshire
Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Effingham, New Hampshire is are simple to access. The interest rate is specific for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.
36% small loan cap
$500
7 days
30 days
Advantages of Courtesy Loans that offers payday loans in Effingham, New Hampshire
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to getting a bank loan. A payday loan can help clients who have bad credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are confident that you can afford payments on scheduled.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Effingham, Illinois
First Midwest Bank ATM
2601 W Schaumburg Rd, Schaumburg, IL 60194, USA
+1 (800) 322-3623
www.firstmidwest.com
Old Second National Bank ATM
1325 N Highland Ave, Aurora, IL 60506, USA
+1 (877) 866-0202
www.oldsecond.com
U.S. Bank Branch
800 N Grand Ave E, Springfield, IL 62702, USA
+1 (217) 788-8000
locations.usbank.com
Raymond James Financial Services
200 S Poplar St, Centralia, IL 62801, USA
+1 (618) 532-1918
www.raymondjames.com
Associated Bank
252 E Washington St, East Peoria, IL 61611, USA