What people think about Americas Check Cashing?
Americas Check Cashing seems credible. They rescued me twice. The first cash advance approved was small – $100, but next time the limit was increased to $900. Paid off the loan even earlier. The managers were amazing, they gave detailed answers to all my questions. No problems. But their rates are not the lowest on the net.
Bernadette Daniel
They only ask for an ID to get accepted. Last month I was fined and needed some cash to survive. These guys accepted me although I had a bad credit score. Fast and legit process. Very happy!!
Eloise Hoeger
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in East Saint Louis, Illinois
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to be eligible in East Saint Louis, Illinois. The entire process is straightforward. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Americas Check Cashing that offers payday loans in East Saint Louis, Illinois
- 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
- High approval rates. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 20 seconds to become informative even before applying.
Other Payday Lenders in East Saint Louis, Illinois
Prairie State Bank & Trust
1000 W Pershing Rd, Decatur, IL 62526, USA
+1 (217) 872-4687
www.psbank.net
Title Loans Tinley Park by CTL
7131 Hickory St, Tinley Park, IL 60477, USA
+1 (708) 536-4586
carstitleloans.com
Will County Loan Company
1111 E 9th St, Lockport, IL 60441, USA
+1 (815) 838-2854
www.willcountyloan.com
First Bank - Drive-through Open; Lobby by Appointment Only
804 US-50, O'Fallon, IL 62269, USA
+1 (618) 632-3664
www.first.bank