Home State Bank Payday Loans Review - Crystal Lake, Illinois

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4.8 80 reviews

Organization owner?

40 Grant St, Crystal Lake, IL 60014, USA

+1 (815) 459-2000

www.homestbk.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

8 Cadillac Dr Suite 300

Brentwood

37027

United States

Contact Data

gldomains@jackhenry.com

+1.6152502100

+1.6153733421

Testimonials

What people think about Home State Bank?

Below you read some of the testimonials of our customers.

Note

Pay Attention

Below you can see general information about payday loans and their common aspects.

Payday Loans in Crystal Lake, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

It is simple and fast to get approved for payday loans in Crystal Lake, Iowa. The APR will be set specifically for each case and will depend on the personal information the person entered.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Home State Bank that offers payday loans in Crystal Lake, Iowa

24/7 application. This means you can apply and get funds around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within several hours.
High approval rates. 94% of applications are approved.
Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Crystal Lake, ia welcome people with poor credit. You can request a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within the hour.

To get approved for a payday loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see