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What people think about Oportun?
I applied for the first cash advance in my life, was approved the next day despite the fact that I had other loans. I repaid it before the due date. Love this company for their reasonable rates. Other lenders in my city charge sky high interest!
Dr. Tiffany Rowe IV
I am a regular customer of Oportun. It is very simple to apply via the net. The APR was reasonable. Their staff always help right away.
Deshawn Padberg
Important
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
Payday Loans in Chicago, Illinois
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans may turn out an easy and fast solution to a short-term problem in Chicago, Illinois. Loans from payday lenders can get you money quickly. Your interest rate will depend on a few factors.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Oportun that offers payday loans in Chicago, Illinois
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people take out payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies people from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get approved for such loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments without delays.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the payday loan immediately.
Other Payday Lenders in Chicago, Illinois
Fifth Third Bank & ATM
2644 Showplace Dr, Naperville, IL 60564, USA
+1 (630) 357-5313
locations.53.com
Woodforest National Bank
1100 Lejune Dr, Springfield, IL 62703, USA
+1 (217) 585-0582
www.woodforest.com
Security Finance
311 W Main St, West Frankfort, IL 62896, USA
+1 (618) 937-4503
www.securityfinance.com
World Finance
2150 W Galena Blvd Suite C, Aurora, IL 60506, USA
+1 (630) 820-3863
www.loansbyworld.com
Will County Loan Company
1111 E 9th St, Lockport, IL 60441, USA
+1 (815) 838-2854
www.willcountyloan.com