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What people think about Self-Help Federal Credit Union?
I applied for the first payday loan in my life, was approved immediately despite the fact that I had bad credit. I repaid it early. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!
Mike Bahringer
Last week I needed $900 to cover medical bills. I decided to contact Self-Help Federal Credit Union. They only approved me for $600 but the process itself was easy, and their rates were competitive.
Mr. Axel Lehner IV
The process was as easy as possible, fast. No guarantors needed. Thank you so much. Love their 24/7 customer support. No troubles. Would apply again.
Raina Braun
Good loan provider with affordable rates. They deposited the next day, as promised. I will use Self-Help Federal Credit Union again if I need extra money.
Mr. Simeon Crist DVM
I always use Self-Help Federal Credit Union when it need a payday loan. The application process is easy. No problems.
Belle Hauck
Important
The previous three items describe a peculiar company. But below you can read common information about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online payday loans can be the easiest solution to your unexpected financial difficulties in Chicago , Illinois because they are easily obtained and easily paid off. Your interest rate will depend on your state law or on the payday lender's policy.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of Self-Help Federal Credit Union that offers payday loans in Chicago, Illinois
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to clients with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Chicago, Illinois
First Midwest Bank ATM
2601 W Schaumburg Rd, Schaumburg, IL 60194, USA
+1 (800) 322-3623
www.firstmidwest.com
West Suburban Bank
1311 Butterfield Rd #111, Aurora, IL 60502, USA
+1 (630) 652-2000
www.westsuburbanbank.com
United Trust Bank
12330 S Harlem Ave, Palos Heights, IL 60463, USA
+1 (708) 728-9900
www.utbhome.com
Bob's Advanced Auto & Tire, Inc.
60 E Chestnut St, Coal City, IL 60416, USA
+1 (815) 634-0004
bobsadvancedautoandtire.com
Hanover Park Community Bank
6800 Barrington Rd, Hanover Park, IL 60133, USA
+1 (630) 837-2700
www.hanoverparkbank.com