Key Bank Payday Loans Review - Chicago, Illinois

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1.6 18 reviews

227 W Monroe St, Chicago, IL 60606, USA
+1 (800) 539-2968
www.key.com
Sunday
Closed
Monday
9AM–8PM
Tuesday
9AM–8PM
Wednesday
9AM–8PM
Thursday
9AM–8PM
Friday
9AM–8PM
Saturday
9AM–8PM

Domain Info

Created Date

1995-06-15

Mailing Address

OH

United States

Company Name

Keybank, N.A.

Keybank, N.A.

Testimonials

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Above there are details about a certain lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Chicago, Illinois

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

This financial product in Chicago, Illinois is taken out simply and fast. The interest rate is defined respecting the category of the client: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Key Bank help take out a payday loan in Chicago, Illinois?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Chicago, Illinois. The company will estimate many points to qualify such as solvency. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

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