America's Financial Choice Payday Loans Review - Chicago, Illinois

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5 37 reviews
Loan agency in Chicago, Illinois

570 Roosevelt Rd, Chicago, IL 60607, USA
+1 (312) 461-9999
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Here you grapple with the reviews of our clients.
Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Chicago, Illinois

Payday loan is taken out for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Chicago, il. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help take out a payday loan in Chicago, Illinois?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Payday lenders in Chicago, il consider this circumstance not a hindrence to issue a loan. The client of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, repay the debt on a due date and not only resolve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

Other Payday Lenders in Chicago, Illinois

United Community Bank

617 Bruns Ln, Springfield, IL 62702, USA

+1 (217) 787-3001

www.ucbbank.com

Flora Savings Bank

128 W 2nd St, Flora, IL 62839, USA

+1 (618) 662-2177

www.florasavings.com

A Plus Title Payday Loans

8983 Potter Rd, Des Plaines, IL 60016, USA

+1 (847) 768-5951

aplustitlepaydayloan.com

Fifth Third Bank & ATM

700 W Euclid Ave, Palatine, IL 60067, USA

+1 (847) 496-1464

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Edward Jones - Financial Advisor: Brent T Bordenkircher, AAMS®

25 S Central Park, Jacksonville, IL 62650, USA

+1 (217) 243-3111

www.edwardjones.com

United Community Bank

120 Illini Blvd, Sherman, IL 62684, USA

+1 (217) 496-2394

www.ucbbank.com

Cash Lenders

6960 W North Ave, Chicago, IL 60707, USA

+1 (773) 836-0000

A All Payday Loans

8261 W Belmont Ave, River Grove, IL 60171, USA

+1 (708) 453-6100

firstchoicepaydayloans.com

First Merchants Bank

135 E 154th St, Harvey, IL 60426, USA

+1 (708) 263-6414

www.firstmerchants.com