First Northern Credit Union Payday Loans Review - Chicago, Illinois

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2.7 20 reviews

Organization owner?

230 W Monroe St Ste 2850, Chicago, IL 60606, USA

+1 (312) 332-6357

www.fncu.org

Friday

8AM–4:30PM

Saturday

Closed

Sunday

Closed

Monday

8AM–4:30PM

Tuesday

8AM–4:30PM

Wednesday

9:30AM–4:30PM

Thursday

8AM–4:30PM

Domain Info

Feedback about First Northern Credit Union?

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Above-shown info offers the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Chicago, Illinois

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

It is simple and fast to issue payday loans in Chicago, Illinois. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most efficinet terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will First Northern Credit Union help issue a payday loan in Chicago, Illinois?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it comes to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Chicago, Illinois. The lending company will assess many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be assessed before applying for a payday loan: