Speedy Cash Payday Loans Review - Chicago, Illinois

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4.6 110 reviews
Loan agency in Chicago, Illinois

4800 W Addison St, Chicago, IL 60641, USA
5 years in business
+1 (773) 283-4623
www.speedycash.com
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Thursday
8AM–8PM
Friday
8AM–8PM
Saturday
8AM–8PM
Sunday
Closed
Testimonials

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Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with general information about payday loans.

Payday Loans in Chicago, Illinois

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Chicago, Illinois is issued easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Speedy Cash help issue a payday loan in Chicago, Illinois?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Chicago, il will assess other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see

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