OppLoans Payday Loans Review - Chicago, Illinois

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4.9 8537 reviews
Loan agency in Chicago, Illinois

One Prudential Plaza, 130 E Randolph St Suite 3400, Chicago, IL 60601, USA
+1 (800) 990-9130
www.opploans.com
Thursday
7AM–11:30PM
Friday
7AM–11:30PM
Saturday
9AM–5PM
Sunday
9AM–5PM
Monday
7AM–11:30PM
Tuesday
7AM–11:30PM
Wednesday
7AM–11:30PM

Domain Info

Created Date

2010-01-12

Mailing Address

REDACTED FOR PRIVACY

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Illinois

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United States

Company Name

REDACTED FOR PRIVACY

OppLoans

Contact Data

bccb96bb04a5d30f298d53911cdaaec3-19166769@contact.gandi.net

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Testimonials

What people think about OppLoans?

Below you read some of the opinions of our clients.
Note

Pay Attention

Now you can review general characteristics of payday loans.

Payday Loans in Chicago, Illinois

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may turn out an easy and speedy solution to a short-term problem in Chicago, Illinois. Loans from payday lenders can get you cash same day. Your interest rate will depend on a few factors.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of OppLoans that offers payday loans in Chicago, Illinois

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to fill out the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a stable income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.

Let's see

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