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What people think about CreditNinja?
… quick. I was surprised by the 10-day turnaround time to make the first payment. Applied for loan on 12APR and 1st payment due on 22APR, prior to next payday. I appreciate …
Shemar O'Kon
They got my loan to me fast.
Prof. Bailey Weber
Didn’t get the loan I wanted took about 4 days but it is a good loan company
Duncan Romaguera Sr.
Super easy, no lines to wait in, takes less than 5 mins
Mrs. Larissa Pfannerstill
The staff at this location is very nice!
Nettie Shanahan
The people who work here are great.
Colt Stroman
We love the , chocolate shakes and hot chocolate.
Mrs. Roma Armstrong MD
Important
The above-given information provides the details about a peculiar company. The information below is about common information about payday loans.
Payday Loans in Chicago, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to access in Chicago, Illinois. The entire process is fast. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal data.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of CreditNinja that offers payday loans in Chicago, Illinois
- 24/7 service. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be ready to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.
To get accepted for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Chicago, Illinois
Woodforest National Bank
1941 W Morton Ave, Jacksonville, IL 62650, USA
+1 (217) 243-1065
www.woodforest.com
First Merchants Bank
7101 W 127th St, Palos Heights, IL 60463, USA
+1 (708) 263-6418
www.firstmerchants.com
Federal Reserve Bank-Chicago
230 S LaSalle St, Chicago, IL 60604, USA
+1 (312) 322-5322
www.chicagofed.org
Illinois Valley Credit Union
1311 Shooting Park Rd, Peru, IL 61354, USA
+1 (815) 224-2666
www.ivcu.com
First Midwest Bank
2400 W 95th St, Evergreen Park, IL 60805, USA
+1 (708) 499-2000
locations.firstmidwest.com