State Bank of Cherry Payday Loans Review - Cherry, Illinois

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5 reviews
Organization owner?
110 S Main St, Cherry, IL 61317, USA
+1 (815) 894-2345
www.statebankofcherry.com
Thursday
8AM–12PM
Friday
8AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
8AM–4PM
Tuesday
8AM–4PM
Wednesday
8AM–4PM

Domain Info

Created Date

2001-11-01

Mailing Address

IL

United States

Company Name

STATE BANK OF CHERRY

STATE BANK OF CHERRY

Contact Data
Testimonials

Feedback about State Bank of Cherry?

Here you see the reviews of our clients.

Money was urgently required. I submitted an online application in State Bank of Cherry. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was deposited to my card.

Freddie Nienow

A good payday lender. The service quickly reviewed the application and credited the funds to my card.

Ewald Swaniawski

I suffered an unpleasant situation in my life. I emergenctly required extra funds. This company helped out me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my friends.

Mellie Dickinson III

Note

Pay Attention

Above there are details about a exact lending company. Below every reader may grapple with the common features of payday loans.

Payday Loans in Cherry, Illinois

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Payday loans in Cherry, Illinois are taken out problem-free. The interest rate is conditional on the borrower's person-related information: if you pay off more payday loans, the more favorable terms and rates payday lending companies offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will State Bank of Cherry help take out a loan in Cherry, Illinois?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by payday lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Cherry, il will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the payday loan.

Let's see

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ATM (Regions Bank)

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First Bank of New Lenox

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ATM (First Midwest Bank)

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+1 (708) 424-0496

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Heights Finance Corporation

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www.heightsfinance.com

Village Bank & Trust

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Jake Toutloff - COUNTRY Financial representative

827 N Chestnut St, Mt Carmel, IL 62863, USA

+1 (618) 262-2005

representatives.countryfinancial.com

Legence Bank

301 N, Lincoln Blvd W, Shawneetown, IL 62984, USA

+1 (618) 269-4180

www.legencebank.com