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What people think about ATM (Regions Bank)?
I had a very bad experience, unpleasant and not cooperative staff at Guard Shack
Jackson Mraz Jr.
Great company and good driver service
Sandra Barton
Great place to work if you are a hard motivated worker
Lila Kovacek
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Champaign, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Cash advance loans may be an easy and fast solution to a short-term problem in Champaign, Illinois. Loans from payday lenders can get you cash within a few hours. Your interest rate will depend on several things.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of ATM (Regions Bank) that offers payday loans in Champaign, Illinois
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on specific factors. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the precise cost of the loan even before applying.
Other Payday Lenders in Champaign, Illinois
U of I Community Credit Union - Five Points Branch
206 E University Ave, Urbana, IL 61801, USA
+1 (217) 278-7700
www.uoficreditunion.org
Edward Jones - Financial Advisor: Cody Duffie
118 N Congress St, Rushville, IL 62681, USA
+1 (217) 322-2150
www.edwardjones.com
Ivanhoe Capital Advisors
6859 W Addison St, Chicago, IL 60634, USA
+1 (800) 975-1691
www.icadvisors.com
Illiana Financial Credit Union
1130 Armour Rd, Bourbonnais, IL 60914, USA
+1 (708) 891-7800
www.illiana.org
First Robinson Savings Bank, N.A.
501 E Main St, Robinson, IL 62454, USA
+1 (618) 544-8621
www.frsb.net
Bradford National Bank
102 N Duncan St, Marine, IL 62061, USA
+1 (618) 887-9000
www.bradfordbank.com