America's Financial Choice Payday Loans Review - Centralia, Illinois

Your personal information is safe with us
3.7 6 reviews
Loan agency in Centralia, Illinois

216 W Noleman St, Centralia, IL 62801, USA
+1 (618) 533-7000
www.afchoice.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about America's Financial Choice?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Above-shown info offers the details about a definite lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Centralia, Illinois

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Hassle-free financial products are considered as payday loans in Centralia, il. They are taken out at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will America's Financial Choice help issue a payday loan in Centralia, Illinois?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Centralia, Illinois. They rate many other factors before issuing a loan. One of them is solvency. This is a way to improve your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the loan known as APR.

Let's see

Other Payday Lenders in Centralia, Illinois

Crystal Lake Bank & Trust

5100 Northwest Hwy, Crystal Lake, IL 60014, USA

+1 (815) 479-5200

www.crystallakebank.com

TitleMax Title Loans

3950 147th St, Midlothian, IL 60445, USA

+1 (708) 385-0556

www.titlemax.com

Merchants Credit Guide

1308 IL-37, West Frankfort, IL 62896, USA

+1 (618) 937-4665

Perfect Alliance Capital

2815 Forbs Ave #107, Hoffman Estates, IL 60192, USA

+1 (847) 851-2223

www.perfectalliancecapital.com

Buena Vista National Bank

1320 W Market St, Red Bud, IL 62278, USA

+1 (618) 282-2265

www.bvnb.com

Walmart Money Center

2610 W Haven Rd, Lawrenceville, IL 62439, USA

+1 (618) 943-7551

firstchoicepaydayloans.com

AmeriCash Loans

1726 W Jefferson St, Joliet, IL 60435, USA

+1 (815) 730-9777

Speedy Cash

1218 N Lake St Ste #120, Aurora, IL 60506, USA

+1 (630) 801-1732

www.speedycash.com

Advance America

3850 46th Ave, Rock Island, IL 61201, USA

+1 (309) 786-2498

www.advanceamerica.net