Bank of Herrin Payday Loans Review - Carterville, Illinois

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5 reviews

1001 S Division St, Carterville, IL 62918, USA
+1 (618) 985-4848
www.bankofherrin.com
Friday
7:30AM–6PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–4PM
Tuesday
7:30AM–4PM
Wednesday
7:30AM–4PM
Thursday
7:30AM–4PM

Domain Info

Created Date

1998-09-03

Mailing Address

101 S PARK,

HERRIN

IL

62948

United States

Company Name

Angela Lampley

BANK OF HERRIN

Contact Data

angela@bankofherrin.com

+1.618942666

Testimonials

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Pay Attention

Payday lenders are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Carterville, Illinois

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Carterville, Illinois is issued simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Bank of Herrin help issue a payday loan in Carterville, Illinois?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a credit card, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

18%
Healthcare Bills

20%
Traveling

15%
Car Repair

5%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Carterville, il will assess other aspects like solvency and approve a cash advance. This is a way to improve your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the payday loan.

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