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What people think about First Southern Bank?
Recently I needed $700 to cover medical bills. I decided to apply via First Southern Bank. They only approved me for $500 but the process itself was legit, and their rates were favorable.
Myah Wilkinson
Online application. I only needed an ID and a bank account. Fast approval. The first time I was approved for $600 only. Hope the available amount will be more next time. APR is fair. Paid off the loan even before the due date. If required, the term can be also extended.
Yasmin Kassulke
First Southern Bank seems reliable. Applied twice. The first cash advance approved was small – $500, but next time the limit was increased to $800. Paid off the loan on due date. The employees were friendly, they gave clear answers to all my questions. No delays. But their rates are average.
Orion Hackett
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other way out. I found this site on the Internet. Other lender charged sky high rates. One lender denied me, another accepted me for a smaller amount but here it got as much as I needed.
Justina Lebsack III
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Now you can read general characteristics of payday loans.
Payday Loans in Carrier Mills, Illinois
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is hassle-free and fast to get approved for payday loans in Carrier Mills, Illinois. The interest rate will be set specifically for each person and will depend on the personal information the client provided.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of First Southern Bank that offers payday loans in Carrier Mills, Illinois
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people take out payday loans?
Payday loans for bad credit
Payday loans are designed for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Carrier Mills, il work with individuals with bad credit. You can apply for a bad credit payday loan online 24/7 and if accepted could have the money in your account within the hour.
To get approved for a loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.
Other Payday Lenders in Carrier Mills, Illinois
Illinois Title Loans, Inc.
17310 Torrence Ave, Lansing, IL 60438, USA
+1 (708) 889-0503
illinoistitleloansinc.com
Edward Jones - Financial Advisor: Jim Sparrow, AAMS®
220 S Kickapoo, Lincoln, IL 62656, USA
+1 (217) 735-2581
www.edwardjones.com
Heartland Bank and Trust Company
430 E Mississippi Ave, Elwood, IL 60421, USA
+1 (815) 423-5300
hbtbank.com
