United Community Bank Payday Loans Review - Carlinville, Illinois

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700 College Ave, Carlinville, IL 62626, USA
+1 (217) 854-4755
www.ucbbank.com
Testimonials

What people think about United Community Bank?

Below you see some of the testimonials of our customers.
Note

Pay Attention

Above there is information about a precise lender. Below you can see common features of payday loans.

Payday Loans in Carlinville, Illinois

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Carlinville, Illinois. The interest rate will be set individually for each consumer and will depend on the personal details the applicant filled in.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of United Community Bank that offers payday loans in Carlinville, Illinois

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a regular income to apply for a bad credit payday loan.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in Carlinville, Illinois

U of I Community Credit Union - Illini Union Branch

1401 W Green St, Urbana, IL 61801, USA

+1 (217) 278-7700

www.uoficreditunion.org

World Finance

5821 W 87th St Ste A, Oak Lawn, IL 60453, USA

+1 (708) 422-2549

www.loansbyworld.com

First Financial Bank

1611 S Prospect Ave, Champaign, IL 61820, USA

+1 (217) 351-6620

first-online.bank

Check `n Go

1027 S Roselle Rd, Schaumburg, IL 60193, USA

+1 (847) 301-1200

locations.checkngo.com

TitleMax Title Loans

1718 N Illinois St, Swansea, IL 62226, USA

+1 (618) 222-1063

www.titlemax.com

First Midwest Bank ATM

11210 W Lincoln Hwy, Mokena, IL 60448, USA

+1 (800) 322-3623

www.firstmidwest.com

Milford Building & Loan Association

131 E Jones St, Milford, IL 60953, USA

+1 (815) 889-4140

Commerce Bank

1 S Englewood Dr, Metamora, IL 61548, USA

+1 (309) 676-1311

locations.commercebank.com

First American Bank

632 S Randall Rd, South Elgin, IL 60177, USA

+1 (847) 403-8200

www.firstambank.com