BMO Harris Bank Payday Loans Review - Calumet City, Illinois

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3.1 22 reviews

530 Torrence Ave, Calumet City, IL 60409, USA
+1 (708) 862-1500
branches.bmoharris.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2000-04-06

Mailing Address

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ON

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Canada

Company Name

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Contact Data

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Testimonials

Feedback about BMO Harris Bank?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people get acquainted common information about payday loans.

Payday Loans in Calumet City, Illinois

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

This financial product in Calumet City, Illinois is taken out simply and fast. The interest percentage is defined depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will BMO Harris Bank help take out a loan in Calumet City, Illinois?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

A unfavorable factor processed by financial institutions is known as bad credit history. But this obstacle is not implied as the only one by payday lenders to issue a cash advance. The lending company process many aspects such as financial abilities to approve the application. Payday loans in Calumet City, Illinois may help improve your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a exact cost of the payday loan.

Let's see

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