Idaho Central Credit Union Payday Loans Review - Twin Falls, Idaho

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4.2 19 reviews

2193 Addison Ave E, Twin Falls, ID 83301, USA
+1 (208) 733-4777
www.iccu.com
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Testimonials

What people think about Idaho Central Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

The previous three items charactirize a definite financial institution. But below you can find common data about payday loans.

Payday Loans in Twin Falls, Idaho

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Twin Falls, Idaho. The entire process is easy. They are issued right away and come with individual APR. It will be influenced by the borrower’s personal data.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Idaho Central Credit Union that offers payday loans in Twin Falls, Idaho

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applications are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people take out cash advances?

Car expenses

9%
Treatment

6%
Vacation

5%
Clothes

4%
Home improvement

4%
Debt Consolidation

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save people who have poor credit scores or have no credit score. But we recommend you that as with any debt you should only dare applying for a payday loan if you are assured that you can afford payments without delays.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

Other Payday Lenders in Twin Falls, Idaho

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LendNation

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Security Finance

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+1 (208) 898-0904

www.securityfinance.com

Mountain West Bank - Coeur d'Alene Commercial Lending Center

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+1 (208) 765-0284

www.mountainwestbank.com

Westmark Credit Union

2520 Channing Way, Idaho Falls, ID 83404, USA

+1 (208) 528-8315

www.westmark.org

Advance Loan Center (Advance Title & Loans)

477 W Bridge St, Blackfoot, ID 83221, USA

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Murdoch Finance Company

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+1 (208) 615-5599

murdochfinance.com

D.L. Evans Bank

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+1 (208) 678-6000

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1st Choice Money Center

8411 W Fairview Ave, Boise, ID 83704, USA

+1 (208) 321-2734

www.1stchoicemoney.com