Beehive Federal Credit Union Payday Loans Review - Rexburg, Idaho

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4.8 25 reviews

1087 Erikson Dr, Rexburg, ID 83440, USA
+1 (208) 656-1000
beehive.org
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

Feedback about Beehive Federal Credit Union?

Here you read the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Rexburg, Idaho

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

This financial product in Rexburg, Idaho is issued simply and quickly. The interest rate is defined depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Beehive Federal Credit Union help issue a loan in Rexburg, Idaho?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

21%
Healthcare Bills

24%
Traveling

18%
Car Repair

6%
Clothes

9%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Rexburg, id consider this circumstance not a hindrence to issue a loan. The recipient of a payday loan should be prepared to objectively assess financial solvency, issue a loan, pay back the debt on time and not only cope with current problems, but enhance the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the loan known as annual percentage rate.

Let's see

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