Half Price Title Loans Payday Loans Review - Post Falls, Idaho

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4.8 177 reviews
Loan agency in Post Falls, Idaho

3920 W 5th Ave # A2, Post Falls, ID 83854, USA
+1 (208) 457-1433
www.halfpricetitleloans.com
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–7PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM

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Testimonials

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Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Post Falls, Idaho

Payday loans are a kind of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Post Falls, Idaho are taken out easily. The interest rate is conditional on the client's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies offer.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Half Price Title Loans help issue a loan in Post Falls, Idaho?

  • Round the clock service. Every customer may contact the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Post Falls, id will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Post Falls, Idaho

Idaho Central Credit Union

246 Idaho St, American Falls, ID 83211, USA

+1 (208) 478-3300

www.iccu.com

U.S. Bank Branch

1314 S Blaine St, Moscow, ID 83843, USA

+1 (208) 882-4670

locations.usbank.com

Wells Fargo Bank

210 Michigan Ave, Orofino, ID 83544, USA

+1 (208) 476-5542

www.wellsfargo.com

Principal Financial Group

202 S Mitch Michael Dr, Worley, ID 83876, USA

+1 (208) 398-5169

U.S. Bank Branch

330 Shoup Ave, Idaho Falls, ID 83402, USA

+1 (208) 525-1600

locations.usbank.com

U.S. Bank Branch

200 S Washington Ave, Emmett, ID 83617, USA

+1 (208) 365-4452

locations.usbank.com

U.S. Bank Branch

112 S Main St, Homedale, ID 83628, USA

+1 (208) 337-3185

locations.usbank.com

First Interstate Bank

435 W Hanley Ave, Coeur d'Alene, ID 83815, USA

+1 (208) 635-7171

locations.firstinterstatebank.com

U.S. Bank ATM - Rigby

183 S State St, Rigby, ID 83442, USA

+1 (800) 872-2657

usbank.com