Columbia Bank Payday Loans Review - Ponderay, Idaho

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3.7 3 reviews

300 Kootenai Cutoff Rd, Ponderay, ID 83852, USA
+1 (208) 263-2348
www.columbiabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
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Payday lenders are provided in the first three points. Below info specifies common information about payday loans.

Payday Loans in Ponderay, Idaho

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Ponderay, Idaho is issued simply and fast. The interest percentage is defined respecting the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will Columbia Bank help issue a payday loan in Ponderay, Idaho?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Ponderay, id will estimate other aspects like solvency and approve a payday loan. This is a way to improve your credit rating.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Ponderay, Idaho

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Umpqua Bank

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Edward Jones - Financial Advisor: Jason E Neil, AAMS®|CRPS®

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U.S. Bank Branch

330 Shoup Ave, Idaho Falls, ID 83402, USA

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Liberty Loans

8249 W Overland Rd Ste 110, Boise, ID 83709, USA

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Cash Store

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ATM - Umpqua Bank

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Title Cash

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www.titlecash.com