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What people think about Bank of Idaho?
It needed to rebuild my credit because I had no chances of getting accepted for a business loan. So I applied for a cash advance via Bank of Idaho. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very nice lender.
Michaela Bauch IV
I applied for a $1,000 payday loan when I needed money after vacation. There simply was no other solution. I came across this lender on the Internet. Other lender charged sky high rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.
Prof. Mollie Huels III
Important
Now you can read general aspects of payday loans.
Payday Loans in Pocatello, Idaho
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Payday loans are the easiest loans to be eligible in Pocatello, Idaho. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.
652%*
$1,000 (or 25% of gross monthly income)
Not Specified
Not Specified
Advantages of Bank of Idaho that offers payday loans in Pocatello, Idaho
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Pocatello, Idaho
First Interstate Bank
250 S Washington Ave, Emmett, ID 83617, USA
+1 (208) 468-4675
locations.firstinterstatebank.com
Continental Loans
1800 Flandro Dr Suite 370, Pocatello, ID 83202, USA
+1 (208) 637-2899
www.securityfinance.com
Rabo AgriFinance
970 Pier View Dr suite b, Idaho Falls, ID 83402, USA
+1 (855) 420-7189
www.raboag.com
First Federal Savings Bank
1515 S Lincoln Ave, Jerome, ID 83338, USA
+1 (208) 324-3663
www.bankfirstfed.com
