Horizon Credit Union Payday Loans Review - Nampa, Idaho

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4 14 reviews

164 E Maine Ave, Nampa, ID 83686, USA
+1 (800) 852-5316
www.hzcu.org
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Testimonials

What people think about Horizon Credit Union?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

The above-given information provides the details about a precise company. The information below is about common information about payday loans.

Payday Loans in Nampa, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Cash advance loans may be an easy and speedy solution to a short-term problem in Nampa, Idaho. Loans from payday lenders can get you cash quickly. Your APR will depend on a few factors.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Horizon Credit Union that offers payday loans in Nampa, Idaho

  • 24/7 application. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval chances. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get a payday loan. Such loans are created to help meet the needs of applicants with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a poor credit rating. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your cash advance.

Let's see

Other Payday Lenders in Nampa, Idaho

Liberty Loans

959 Overland Ave, Burley, ID 83318, USA

+1 (208) 678-2288

approvedcashadvance.com

Umpqua Bank Home Lending

660 E Franklin Rd Suite 120, Meridian, ID 83642, USA

+1 (208) 982-3117

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Xpress Cash

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+1 (208) 547-3050

Washington Trust Bank

1601 E Seltice Way, Post Falls, ID 83854, USA

+1 (208) 773-7921

www.watrust.com

Westmark Credit Union

815 1st St, Idaho Falls, ID 83401, USA

+1 (208) 523-1071

www.westmark.org

First Interstate Bank

400 N 3rd E St, Mountain Home, ID 83647, USA

+1 (208) 468-6175

locations.firstinterstatebank.com

PoorCredit.org

202 N 9th St #205c, Boise, ID 83702, USA

+1 (208) 336-9321

poorcredit.org

Idaho Central Credit Union

1375 N Meridian Rd, Kuna, ID 83634, USA

+1 (208) 846-7000

www.iccu.com

First Interstate Bank

3630 N Eagle Rd, Boise, ID 83713, USA

+1 (208) 468-1680

locations.firstinterstatebank.com