Idaho Central Credit Union Payday Loans Review - Nampa, Idaho

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4.1 34 reviews

3101 E Greenhurst Rd, Nampa, ID 83686, USA
+1 (208) 846-7000
www.iccu.com
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Testimonials

What people think about Idaho Central Credit Union?

Below you see some of the testimonials of our customers.
Note

Pay Attention

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Nampa, Idaho

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Nampa, Idaho. Loans from payday lenders can get you cash same day. Your interest rate will depend on several factors.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Idaho Central Credit Union that offers payday loans in Nampa, Idaho

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can rescue borrowers who have bad credit scores or have no credit history. But we remind you that as with any loan you should only consider applying for a cash advance if you are sure that you can make payments in good time.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

Other Payday Lenders in Nampa, Idaho

Lookout Credit Union

707 S 9th Ave, Pocatello, ID 83209, USA

+1 (208) 235-7100

www.lookoutcu.com

Idaho Central Credit Union

3127 W Cherry Ln, Meridian, ID 83642, USA

+1 (208) 846-7000

www.iccu.com

Pacifica Lending

25 Wall St #156, Nampa, ID 83651, USA

+1 (208) 268-5225

United Finance

1615 N Park Centre Pl, Nampa, ID 83651, USA

+1 (208) 466-7558

www.unitedfinance.com

Horizon Credit Union

1401 E 6th St suite b, Weiser, ID 83672, USA

+1 (800) 852-5316

www.hzcu.org

D.L. Evans Bank

1350 Parkway Dr, Blackfoot, ID 83221, USA

+1 (208) 785-7565

dlevans.com

ATM - Umpqua Bank

101 S Main St, Cascade, ID 83611, USA

+1 (208) 382-4233

locations.umpquabank.com

Washington Federal Bank

860 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-1564

www.wafdbank.com

First Federal Savings Bank

1515 S Lincoln Ave, Jerome, ID 83338, USA

+1 (208) 324-3663

www.bankfirstfed.com