Washington Trust Bank Payday Loans Review - Lewiston, Idaho

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5 reviews

Organization owner?

1518 21st St, Lewiston, ID 83501, USA

+1 (208) 750-7940

www.watrust.com

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Domain Info

What people think about Washington Trust Bank?

Below you see some of the reviews of our clients.

Note

Important

Now you can review general aspects of payday loans.

Payday Loans in Lewiston, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is hassle-free and fast to get accepted for payday loans in Lewiston, New York. The APR will be set individually for each person and will depend on the personal details the client provided.

APR

25% small loan cap

Advantages of Washington Trust Bank that offers payday loans in Lewiston, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be sent to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a couple of minutes to submit the application. The funds are transferred to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out cash advances?

Car expenses

19%

Treatment

14%

Vacation

11%

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit score can usually be an obstacle to obtaining a bank loan. A payday loan can help clients who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a payday loan if you are certain that you can afford payments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your loan.

Let's see