Westmark Credit Union Payday Loans Review - Idaho Falls, Idaho

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4.7 21 reviews

2160 W Broadway St, Idaho Falls, ID 83402, USA
+1 (208) 523-1101
www.westmark.org
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Saturday
Closed
Testimonials

What people think about Westmark Credit Union?

Below you find some of the testimonials of our clients.
Note

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Idaho Falls, Idaho

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Idaho Falls, Idaho is are easy to access. The interest rate is specific for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Westmark Credit Union that offers payday loans in Idaho Falls, Idaho

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the payday loan in a few minutes.

Let's see

Other Payday Lenders in Idaho Falls, Idaho

First Interstate Bank

707 N Post St, Post Falls, ID 83854, USA

+1 (208) 457-9610

locations.firstinterstatebank.com

First Federal Savings Bank

148 Eastland Dr, Twin Falls, ID 83301, USA

+1 (208) 737-0792

www.bankfirstfed.com

D.L. Evans Bank

919 Blaine St, Caldwell, ID 83605, USA

+1 (208) 454-6526

dlevans.com

Washington Federal Bank

860 Yellowstone Ave, Pocatello, ID 83201, USA

+1 (208) 232-1564

www.wafdbank.com

Tracy K Besler | Fairway Independent Mortgage Corporation Loan Officer

16130 N Merchant Way Suite 125, Nampa, ID 83687, USA

+1 (208) 989-6620

www.fairwayindependentmc.com

World Finance

901 Caldwell Blvd, Nampa, ID 83651, USA

+1 (208) 466-5995

www.loansbyworld.com

Cash Store

1235 Parkway Dr, Blackfoot, ID 83221, USA

+1 (208) 782-2274

www.cashstore.com

Idaho Central Credit Union

3330 S 15th E, Idaho Falls, ID 83404, USA

+1 (208) 478-3300

www.iccu.com

Clarity Credit Union - Middleton, Idaho

3 W Main St, Middleton, ID 83644, USA

+1 (208) 467-6583

www.claritycu.com