U.S. Bank Branch Payday Loans Review - Idaho Falls, Idaho

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2.5 15 reviews

330 Shoup Ave, Idaho Falls, ID 83402, USA
+1 (208) 525-1600
locations.usbank.com
Sunday
Closed
Monday
Closed
Tuesday
Closed
Wednesday
Closed
Thursday
Closed
Friday
9:30AM–4PM
Saturday
Closed

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-specified info is devoted to common information about payday loans.

Payday Loans in Idaho Falls, Idaho

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Idaho Falls, Idaho is issued simply and quickly. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more attractive terms will be guaranteed to you.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

How will U.S. Bank Branch help take out a loan in Idaho Falls, Idaho?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Idaho Falls, id will estimate other aspects like payment abilities and approve a payday loan. This is a way to improve your credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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Horizon Credit Union

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Chastain Financial

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KeyBank Mortgage: Derek Malloy

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Latah Credit Union

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First Interstate Bank

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+1 (208) 635-7171

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Mountain West Bank - Meridian Residential Lending Center

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Edward Jones - Financial Advisor: Kurt H Daniels

1264 Arrowhead Plaza, Driggs, ID 83422, USA

+1 (208) 354-3542

www.edwardjones.com