Westmark Credit Union Payday Loans Review - Idaho Falls, Idaho

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3.9 35 reviews

2520 Channing Way, Idaho Falls, ID 83404, USA
+1 (208) 528-8315
www.westmark.org
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM
Thursday
9:30AM–5PM
Friday
9:30AM–6PM
Saturday
9AM–1PM
Testimonials

What people think about Westmark Credit Union?

Below you find some of the reviews of our clients.
Note

Important

The above-given information provides the details about a specific financial institution. The information below is about common information about payday loans.

Payday Loans in Idaho Falls, Idaho

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Idaho Falls, Idaho is are easy to get. The APR is specific for each borrower and depends on various things: age, income, loan amount needed, loan term, credit score, etc.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Westmark Credit Union that offers payday loans in Idaho Falls, Idaho

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Bad credit history can often be an obstacle to taking out a bank loan. A payday loan can rescue clients who have poor credit scores or have no credit score. But we recommend you that as with any borrowing you should only consider applying for a cash advance if you are assured that you can afford payments in good time.

To get approved for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Idaho Falls, Idaho

U.S. Bank Branch

430 Main St, Marsing, ID 83639, USA

+1 (208) 896-4114

locations.usbank.com

Mountain West Bank - Bonners Ferry

7186 1st St, Bonners Ferry, ID 83805, USA

+1 (208) 267-3102

www.mountainwestbank.com

Westmark Credit Union

524 Pole Line Rd W, Twin Falls, ID 83301, USA

+1 (208) 733-5087

www.westmark.org

Ideal Lending LLC

4213 W Chinden Blvd, Garden City, ID 83714, USA

+1 (208) 336-5626

boisetitleloan.com

ATM - Umpqua Bank

609 S Washington St 1st Floor, Moscow, ID 83843, USA

+1 (208) 882-6504

locations.umpquabank.com

Columbia Bank

300 Kootenai Cutoff Rd, Ponderay, ID 83852, USA

+1 (208) 263-2348

www.columbiabank.com

Northwest Farm Credit Services

73 Fort Hall Ave # A, American Falls, ID 83211, USA

+1 (208) 226-1340

www.northwestfcs.com

EZ Money

1610 N Whitley Dr, Fruitland, ID 83619, USA

+1 (208) 452-2270

First Interstate Bank

840 E Avalon St, Kuna, ID 83634, USA

+1 (208) 922-3834

locations.firstinterstatebank.com