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What people think about Bank of Idaho?
I have already used this lender 2 times and I was very satisfied with the rates. This is the only round the clock lender with competitive rates in my area.
Gustave Hickle
I needed $300 to buy a suit for a party. The only solution was to apply for a payday loan. Found a lot of lenders online. Bank of Idaho seemed the most reliable company in Idaho Falls.
Rickey Johnson
I applied for the first cash advance in my life, was approved the same day despite the fact that I had other loans. I repaid it before the due date. Love this company for their affordable rates. Other lenders in my town charge sky high interest!
Devon White
Pay Attention
Above there is information about a definite loan provider. Below you can read common aspects of payday loans.
Payday Loans in Idaho Falls, Idaho
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 4 weeks.
Online payday loans can be the right solution to your short-term financial issues in Idaho Falls , Idaho because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.
652%*
$1,000 (or 25% of gross monthly income)
Not Specified
Not Specified
Advantages of Bank of Idaho that offers payday loans in Idaho Falls, Idaho
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Why people apply for cash advances?
Payday loans for bad credit
Payday loans are created for consumers with a credit report that's less than perfect, or who have bad to no credit history. Bad credit rating may stop you from getting accepted for a bank loan. Payday lenders in Idaho Falls, id approve borrowers with poor credit. You can request a bad credit payday loan online 24/7 and if approved could have the funds in your account within several hours.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the APR. It’s easy to find out the exact cost of the payday loan even before applying.
Other Payday Lenders in Idaho Falls, Idaho
Global Credit Union
320 E Neider Ave, Coeur d'Alene, ID 83815, USA
+1 (208) 765-0606
www.globalcu.org
U.S. Bank Branch
6376 N Government Way, Coeur d'Alene, ID 83815, USA
+1 (208) 762-9779
locations.usbank.com
Northwest Title Loans
2610 Blaine St, Caldwell, ID 83605, USA
+1 (208) 453-6190
www.northwesttitleloans.net
Finance of America Mortgage, LLC
460 S Fitness Pl, Eagle, ID 83616, USA
+1 (208) 515-3595
www.foamortgage.com
