Umpqua Bank Payday Loans Review - Hayden, Idaho

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3.5 8 reviews

8060 N Cornerstone Dr, Hayden, ID 83835, USA
+1 (208) 762-2760
locations.umpquabank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR

Hillsboro

OR

97124-7104

United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

tss_systemoperations@umpquabank.com

+1.8778674357

Testimonials

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Further there will be given the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Hayden, Alabama

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Hayden, Alabama is taken out simply and quickly. The interest percentage is defined depending on the category of the customer: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

456%*

Max Loan

$500

Min Term

10 days

Max Term

31 days

How will Umpqua Bank help take out a loan in Hayden, Alabama?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be processed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Hayden, al consider this circumstance not an obstacle to issue a loan. The client of a loan should be ready to objectively assess financial capabilities, issue a loan, repay the debt on a due date and not only solve current issues, but improve the credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the payday loan. It takes seconds to see the outcome.

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