Cash Store Payday Loans Review - Garden City, Idaho

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5 6 reviews
Loan agency in Boise, Idaho

7476 W State St, Boise, ID 83714, USA
+1 (208) 853-7555
www.cashstore.com
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM

Domain Info

Created Date

1997-10-23

Mailing Address

1901 GATEWAY DR STE 200

IRVING

TX

75038-2425

United States

Company Name

Cottonwood Financial

Cottonwood Financial

Contact Data

support@cottonwoodfinancial.com

+1.9727530822

+1.9727530385

Testimonials

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Pay Attention

Above-shown info offers the details about a certain lender. Below-shown info is oriented on common information about payday loans.

Payday Loans in Garden City, New York

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Garden City, ny. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Cash Store help issue a payday loan in Garden City, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Garden City, New York. The lending company will assess many points to qualify such as payment abilities. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its exact cost. This calculator will show the annual percentage rate of the loan.

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